Free live training · Sunday, November 1 · 7:00 PM ET
How To Make Work Optional Using The 20x Method
The CFA-built method behind 350+ one‑on‑one retirement calls. Watch the video below, then save your seat.
- No trading
- No coin picks
- Replay if you miss it
You did everything right. You got the job, saved, paid into the 401k or RRSP and trusted the advisor. You are still nowhere near being able to stop. The balance has barely moved after inflation, and the calculator says 62. You don't need to earn more. You need a plan for the money you already have.
On this free training
What you'll walk away knowing
- Why the standard plan keeps you working until 65: it needs 25 times your expenses, decades of saving, and then you sell off a slice every year to live.
- Why cash, GICs and a 60/40 fund are not the safe choice: the balance holds while it buys you less every year.
- The 20x Method: take what you spend in a year, multiply it by 20, and hold that target in Bitcoin.
- How to borrow against the stack, alongside any pension, to cover your expenses instead of selling it, and why that lets the target drop from 25 to 20.
- The custody setup and written rules that stop the three ways people lose money here: an exchange, a backup they never tested, and selling in a drawdown.
- Whether 20 times your expenses is reachable from where you stand today, with the income and assets you already have.
- Live Q&A: put your age, yearly spending and savings in the chat. Rajat works through real numbers on the call so you can see how to find the year you could stop working.
CFA charterholder
Rajat Soni, CFA
I spent 10 years inside Canadian banks, then I left
Here's what that means for you:
I saw from the inside how the standard plan keeps people working until 65. Fees, slow growth, and selling off your savings to live.
Since 2022 I've done 350+ one‑on‑one calls about retirement and Bitcoin with professionals in their 40s and 50s. Same job, same savings, same five ways it goes wrong.
So I'm not guessing at your situation. I've heard it hundreds of times, and I can show you the plan that fixes it. I don't manage your money, hold your assets or name a coin.
From his YouTube comments
What viewers say about Rajat
Rajat has such a humble way about him. His clarity, conviction, pragmatism and absence of ego and hype is a much needed voice in the Bitcoin space.
You are a legend thanks for all the work you put in. 🤝
You know this was a great video, just like all your others I learn something every time I listen, I started out DCA weekly now I’m just going all in.
Saving in cash feels like I am a rabbit chasing the carrot dangling in front of my face and all these years I’ve gotten tired of it. Something has to change. Bitcoin is the way.
Your videos are the very best, thanks for doing this for our benefit 🙏 🙂
Bought my first small amount of bitcoin on the first of this year. Plan to buy regularly every month for the next 15-20 years. Thanks for your videos
Hi Rajat, thank you for putting in so much effort and producing such clarity around the incredible benefits of BTC ... Love your work!
I finally get it! Thanks for explaining this in a way I finally understand. Just subscribed. Long time BTC holder.
Thanks for the breakdown Rajat! This is life changing! Gotta stack harder! 💪🏾
The track record
Check every number yourself
Before you register
Who this is for
For you if
- You are 40 to 60 and still working
- You have $200K or more across savings, investments, a 401k or RRSP, or home equity, or you can put away 20 percent of your income
- You make your own money decisions
- You want a written plan, not more videos
Not for you if
- You want a trading system or fast gains
- You want someone to manage it for you
- You want Rajat to name a coin
Common questions
What people ask before they register
Is it too late to buy Bitcoin?
Ask a narrower question: is 20 times your annual expenses reachable from where you stand today? That has an answer with your real numbers, and the training shows you how to work it out.
Isn't Bitcoin too volatile?
Nearly everyone Rajat has met who lost money here lost it to an exchange, an untested backup, or selling in a drawdown with no written rule. The training covers the custody setup and the rules that prevent all three.
Am I too old to start?
The first cohort was nine professionals between 39 and 62.
Can't I learn this free on YouTube?
You can learn about Bitcoin there. What videos don't give you is a target, a date and rules for your own money. That is what this training is about.
Is there a pitch?
The training is free. At the end Rajat explains his 10-week program for people who want help writing their full plan. Joining is optional.
Free live training · Sunday, November 1 · 7pm ET
Write the plan down before January
In two months it is January, and you will set the same goal you set last January. The only difference this year is whether the plan is written down before the year starts. It is free, it is live, and the room has a cap.